Money
The Fear of Seeming Cheap
In the current economic climate, with each day bringing new portents of doom, the arguments in favour of being frugal and saving yourself a little cash are more persuasive than ever. People often hit the quick wins first: eat out less, drive less, postpone major purchases. And that’s wise. But in a week when I [...]
Diversify Your Life
The advice to businesses is always to diversify like crazy, not to keep all their golden eggs in one slightly fragile-looking basket. The idea being that if one market you’re in zigs, hopefully the other one will zag to make up for any fall in business. I believe diversification is important for individuals as well [...]
The Draw of the Coffee Shop
Why do people love coffee shops? If you’re like me you walk past several each day. You see the people inside and feel a little jealous. If you’re really like me you’ll remember there’s free coffee at home or at work and keep on walking. But every once in a while, or maybe every day, [...]
Frugality and Ethical Living
photo credit: tricky ™ Two lifestyle choices I’m trying to pursue at present are frugality and ethical living. I want to live economically, retaining as much of my money as possible to make it work for me. I’m also trying to live more ethically, principally by reducing my impact on the environment (more on that [...]
Cut Your Self-Imposed Taxes
photo credit: Phillip Whether a tightwad or a spendthrift, everybody faces the same reality: we all have to pay tax. And nobody enjoys paying tax. Some complain loudly. Others try to dodge it. Most grumble but are reconciled to this fact of life. Ever the optimist, I try to think about the good things my [...]
